Electronic Insurance Cards Allowed
With the advent of technology Michigan law has been modified to correlate itself with such advancement. Prior to January 2015, the State of Michigan did not recognize electronic insurance cards as sufficient proof of proper insurance, which is required for automobiles in the State. Electronic insurance cards specifically refer to those found on an individuals phone or other electronic device representing a sufficient proof of insurance. The new law can be found under MCL 257.328.
Specifically speaking, providing an electronic form that is issued by the insurance company certifying the showing of insurance is a valid form of an electronic insurance card. Having an electronic insurance card on your individual person is prima facie proof of proper insurance. However, it should be noted that an officer can require that the individual subsequently submit the electronic version of the insurance to the proper or appropriate police department.
This new law allows for the expansion and protection of individuals that have insurance, but do not hold or have a paper copy of their insurance. Electronic insurance cards provide individuals a secondary option of showing that they do in fact have proper insurance, which would allow the individual to have options of bypassing a misdemeanor or other civil infraction. Remember, even civil infractions can impact an individual’s driving record.
Whenever you are or could be facing a criminal or traffic offense contact a local counsel. He or she always provide guidance regardless of the situation or severity of the circumstances. It is what they are here for. Josh Jones is here 7-days a week, and handles criminal and traffic offenses throughout Michigan.
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